Managing Vacation Financial Stress

By Nancy Bondi

As the vacation season comes to conclusion, one of the areas where stress tries to seem to creep into our minds is in the area of finances. With present purchases adding up, tax considerations, and holiday travel costs being sustained, many of us are nearly convinced to let negative vibrations into their lives due to increased spending. Like any other stress related subject, though, you have got to know the right way to shift this one as well.

Stop & Breathe! The 1st, and most vital, step to overcoming vacation stress in the area of finances is to stop and breathe. Allow your energy to focus itself on a positive image, and just let the the negative feelings exit your thinking. While this may sound straightforward it is STRONG and you can do this! Remember that handling your energy is Vital in all things in life and business:)

Note It All Down! Ok, now you have reached a place of focus and calmness in your consciousness, lets get to work on the rest. Start by writing down the things that must be done or bought, and the costs associated with those items. Don't over investigate this too much and have fun with it. You can also add a few crazy things to your list, solely to keep it exciting.

Now, add to this list things which will cost nothing or that you already have in your possession. For example, a list may look like this:

1. Gift for my elders $50
2. Travel Cash to see family $150
3. Gift Exchange gift for work $20
4. Gift for my childs teacher $20
5. Donation toy for charity $20
6. Money for vacation activity with my child $50
7. Books to read on Xmas Eve $0 (Library)
8. Dessert to take to work holiday Party $0 (ingredients already in pantry)

If you notice, line items 1-6 have interrelated costs, and numbers 7-8 do not. Now, from this point, try and list the items from highest priority to least concern. Your list might now look like this:

1. Travel Cash to see family $150
2. Books to read on Christmas Eve $0 (Library)
3. Gift for my folks $50
4. Donation toy for charity $20
5. Money for holiday activity with my kid $50
6. Gift for my childs teacher $20
7. Dessert to take to work vacation Party $0 (ingredients already in pantry)
8. Gift Exchange gift for work $20

Now that you have things listed from most important to least, brainstorm about any changes that you can make to limit the cost without sacrificing the significance. These are some ideas, based totally on the above list

1.Lower present amount for parents to $40 and have my child hand-make a card

2.Instead of buying a new toy for charity, find a nice one that my kid no longer plays with and donate that instead.

3.Ask a mate if they'd like to split the purchase of a new toy for a kid for charity with our family.

4.Search the web for a free vacation activity to do with my child, instead of something expensive.

5.Decrease the gift amount for my childs teacher to $10 and hand-make a card

6.Not take part in the present exchange for work

Now, arrange your list to incorporate the changes and see where you are now.

1.Travel Cash to see family $150

2.Books to read on Yuletide Eve $0 (Library)

3.Gift for my elders $40 (make card home-made)

4.Donation toy for charity $10 + a toy my child does not use

5.Money for vacation activity with my child $0

6.Gift for my childs teacher $10 (make card home-made)

7.Dessert to take to work holiday Party $0 (ingredients already in pantry)

8.Gift Exchange gift for work $0 (opt-out)

Now, take a couple more minutes and write down all of the things that you have got this holiday season that are positive and that contribute to high vibrations, andi f you actually nee to, do reflect upon taking up a private loan instead of using your card.

Include the love of family, time spent with friends, and the blessings that you have. You may also want to include your positive. Outlook for the holiday season. Stuff like This can be the best vacation season yet or My New Year is looking very bright and promising! Do not forget to target your mind as much as you can on the positive and not let negative vibrations, like vacation stresses seem to divide your energy!

About the Author:

Nancy Bondi is a prefessional theropist and have gained wide recognition in her area. She stopped working full-time after being very unwell but have manged to get financial assistance which helped here recover and manage her finances during the interim. She now does part time counselling in her local community and sometimes travels out of the town on paid request. She's got a golden retriever whom she adores dearly and enjoys spending time with him walking him in the park.